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Comprehensive Motor
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Owned by: Westfarmers
Underwritten by: Vero Insurance Limited
Pay by the Month: Yes
Cooling off period: 30 days
24 Hour help line: Yes
Sum Insured: Market or Agreed
NCB preserved - if at fault: No (unless NCD protection)
NCB preserved - if not at fault: Yes
Rating 1 Protection: Optional
Maximum No claim bonus: 65%
Uninsured Motorist Cover: Full Cover
Maximum Claims for one event: $20,000,000
Public liability cover available: Yes
Death: $5000 (+24 years old only)
Legal Costs: Yes (conditions)
Cover if driver not nominated: Yes (conditions)
Ability to choose repairer: Yes
Lifetime guarantee on repairs: Yes
New Car Replacement: 2 years old
Essential Repairs: $500
Emergency Accommodation &/or Transport: $500 (+100km) or $100 (taxi
Recovery, towing and storage after accident: Yes
Accident Clean Up: No
Personal effects covered in Collision &/or theft: $750 (max $500 one item) + $250 (spare parts that came
Baby Captual & Child Seat: $500
Trailer cover available: $1,500
Relacement Keys: $1,000
Rental car following theft: $100 per day (15 days)
Rental car after accident: $100 per day (15 days, no-fault only)
Restricted Driver Discounts: Optional (restricts those
Windscreen Excess Reduction: Optional
Variable excess to reduce premium: Yes
Remove excess for a fee: No (minimum basic excess of $100)
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