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Owned by:
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Northern Territory Government
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Underwritten by:
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Territory Insurance Office (TIO)
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Owner of Underwriter:
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Northern Territory Government
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Pay by the Month:
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Yes |
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Cooling off period:
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21 days
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24 Hour help line:
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Yes |
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Sum Insured:
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Market
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NCB preserved - if at fault:
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Only if you have NCD Protection
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NCB preserved - if not at fault:
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Yes
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Rating 1 Protection:
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I free claim if rating 1
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Maximum No claim bonus:
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65%
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Uninsured Motorist Cover:
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Full Cover
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Maximum Claims for one event:
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$20,000,000
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Public liability cover available:
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Yes |
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Death:
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No
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Legal Costs:
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Yes (conditions)
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Cover if driver not nominated:
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Yes (conditions)
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Ability to choose repairer:
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Yes
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Lifetime guarantee on repairs:
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TIO authorised only (paintwork 3 years)
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New Car Replacement:
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12 months old
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Essential Repairs:
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$500 (if +100km away from home)
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Emergency Accommodation &/or Transport:
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Yes
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Recovery, towing and storage after accident:
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Towing
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Accident Clean Up:
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No
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Personal effects covered in Collision &/or theft:
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$300
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Baby Captual & Child Seat:
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Yes
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Trailer cover available:
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$500 for caravan, $1000 for tailer
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Relacement Keys:
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No
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Rental car following theft:
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$100 per day (mox $1000)
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Rental car after accident:
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No
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Restricted Driver Discounts:
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Optional (restrict
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Windscreen Excess Reduction:
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1 free (includes two free excess on repair)
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Variable excess to reduce premium:
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Yes
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Remove excess for a fee:
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No
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