Company

Policy

Comprehensive Motor
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Owned by: Members (not-for-profit membership based community organisation)
Underwritten by: Insurance Manufacturers of Australia Pty Limited
Owner of Underwriter: .
Pay by the Month: Yes
Cooling off period: 21 days
24 Hour help line: Yes
Sum Insured: Agreed or Market
NCB preserved - if at fault: Only if you have NCD Protection
NCB preserved - if not at fault: Yes
Rating 1 Protection: No
Maximum No claim bonus: 65%
Uninsured Motorist Cover: Full Cover
Maximum Claims for one event: $20,000,000
Public liability cover available: Yes
Death: No
Legal Costs: Coroner or magistrate ($10000), defending a claim, unin
Cover if driver not nominated: Yes
Ability to choose repairer: Yes
Lifetime guarantee on repairs: Yes
New Car Replacement: 2 years old
Essential Repairs: $500
Emergency Accommodation &/or Transport: see Aussie Assist
Recovery, towing and storage after accident: Towing & Storage
Accident Clean Up: No
Personal effects covered in Collision &/or theft: $500
Baby Captual & Child Seat: Yes ($500 each item)
Trailer cover available: $1000
Relacement Keys: $1000
Rental car following theft: $50 per day (21 max) & will pay $2000 towards bond
Rental car after accident: Optional
Restricted Driver Discounts: No
Windscreen Excess Reduction: Optional
Variable excess to reduce premium: Yes
Remove excess for a fee: Yes
Source(cc) Includes Aussie Assist