Company

Policy

Comprehensive Motor
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Owned by: Members (not-for-profit membership based community organisation)
Underwritten by: Allianz Australia Insurance Limited (S&P rating: AA-)
Owner of Underwriter: Allianz Group
Pay by the Month: Yes
Cooling off period: Cooling off period
24 Hour help line: Yes
Sum Insured: Market or Agreed (agreed not available for all vehicles)
NCB preserved - if at fault: Only if you have NCD Protection
NCB preserved - if not at fault: Yes
Rating 1 Protection: Yes
Maximum No claim bonus: 65%
Uninsured Motorist Cover: Full Cover
Maximum Claims for one event: $20,000,000
Public liability cover available: Yes
Death: No
Legal Costs: Yes (conditions)
Cover if driver not nominated: yes (no cover if: restricted driver option is chosen and driver is
Ability to choose repairer: Yes
Lifetime guarantee on repairs: Yes
New Car Replacement: 2 years old
Essential Repairs: $500
Emergency Accommodation &/or Transport: $800 (split)
Recovery, towing and storage after accident: Yes
Accident Clean Up: No
Personal effects covered in Collision &/or theft: $500
Baby Captual & Child Seat: No
Trailer cover available: $1000
Relacement Keys: $1000
Rental car following theft: $75 per day (14 Days)
Rental car after accident: Optional
Restricted Driver Discounts: Yes
Windscreen Excess Reduction: Yes
Variable excess to reduce premium: Yes
Remove excess for a fee: No