Company

Policy

Comprehensive Motor
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Owned by: Commonwealth Bank of Australia
Underwritten by: Commonwealth Insurance Limited (CIL)
Owner of Underwriter: CBA
Pay by the Month: Yes
Cooling off period: 14 days
24 Hour help line: Yes
Sum Insured: Market or Agreed
NCB preserved - if at fault: Only if you have NCD Protection
NCB preserved - if not at fault: Yes
Rating 1 Protection: Optional
Maximum No claim bonus: 70%
Uninsured Motorist Cover: Full Cover
Maximum Claims for one event: $20,000,000
Public liability cover available: Yes
Death: $5000
Legal Costs: Yes (settling or defending claim)
Cover if driver not nominated: Yes
Ability to choose repairer: Yes
Lifetime guarantee on repairs: No
New Car Replacement: 2 years old
Essential Repairs: $500
Emergency Accommodation &/or Transport: $800 ($400 each, +200km for the accomodation)
Recovery, towing and storage after accident: Towing & Storage
Accident Clean Up: No
Personal effects covered in Collision &/or theft: $500
Baby Captual & Child Seat: $400
Trailer cover available: $1000
Relacement Keys: $1000
Rental car following theft: $75 per day ($1050 total)
Rental car after accident: Optional
Restricted Driver Discounts: Yes (+30 years)
Windscreen Excess Reduction: Optional
Variable excess to reduce premium: Yes
Remove excess for a fee: Yes