|
Owned by:
|
Budget Insurance group
|
|
Underwritten by:
|
Auto & General Insurance Company Ltd (A&G)
|
|
Owner of Underwriter:
|
Budget Group
|
|
Pay by the Month:
|
Yes |
|
Cooling off period:
|
21 days
|
|
24 Hour help line:
|
Yes |
|
Sum Insured:
|
Market or Agreed
|
|
NCB preserved - if at fault:
|
No (unless NCD protection)
|
|
NCB preserved - if not at fault:
|
Yes
|
|
Rating 1 Protection:
|
Optional
|
|
Maximum No claim bonus:
|
50%
|
|
Uninsured Motorist Cover:
|
Full Cover
|
|
Maximum Claims for one event:
|
$20,000,000
|
|
Public liability cover available:
|
Yes |
|
Death:
|
No
|
|
Legal Costs:
|
Yes (conditions)
|
|
Cover if driver not nominated:
|
Yes (see excess)
|
|
Ability to choose repairer:
|
Yes
|
|
Lifetime guarantee on repairs:
|
Yes
|
|
New Car Replacement:
|
12 months old
|
|
Essential Repairs:
|
up to $400
|
|
Emergency Accommodation &/or Transport:
|
$100 per day (3 days max)
|
|
Recovery, towing and storage after accident:
|
Recovery, towing and storage
|
|
Accident Clean Up:
|
No
|
|
Personal effects covered in Collision &/or theft:
|
$250
|
|
Baby Captual & Child Seat:
|
No
|
|
Trailer cover available:
|
$500
|
|
Relacement Keys:
|
No
|
|
Rental car following theft:
|
$1000 (14 Days)
|
|
Rental car after accident:
|
Optional
|
|
Restricted Driver Discounts:
|
Yes
|
|
Windscreen Excess Reduction:
|
Optional
|
|
Variable excess to reduce premium:
|
Yes
|
|
Remove excess for a fee:
|
No
|
