Company

Policy

Comprehensive Motor
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Owned by: Westpac Banking Corporation (ASX: WBC)
Underwritten by: CGU Insurance Limited (S&P: AA-)
Pay by the Month: Yes
Cooling off period: 21 days
24 Hour help line: Yes
Sum Insured: Market
NCB preserved - if at fault: Yes (conditions)
NCB preserved - if not at fault: Yes
Rating 1 Protection: Yes
Maximum No claim bonus: 60%
Uninsured Motorist Cover: Full Cover
Maximum Claims for one event: $20,000,000
Public liability cover available: Yes
Death: $5000 for funeral
Legal Costs: Yes (defending a claim) + $5000 Coronal Inquirey
Cover if driver not nominated: Yes (see excess)
Ability to choose repairer: Yes
Lifetime guarantee on repairs: Yes
New Car Replacement: 2 yrs / 30,000km or 3 yrs / 50,000km
Essential Repairs: $500
Emergency Accommodation &/or Transport: $500 (>100km, 1 night accomodation only)
Recovery, towing and storage after accident: $500 Tow + Storage
Accident Clean Up: Yes
Personal effects covered in Collision &/or theft: $500
Baby Captual & Child Seat: Yes
Trailer cover available: $1000
Relacement Keys: $1000
Rental car following theft: 14 days
Rental car after accident: No
Restricted Driver Discounts: Yes
Windscreen Excess Reduction: Optional
Variable excess to reduce premium: Yes
Remove excess for a fee: Yes