Company

Policy

Comprehensive Motor
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Owned by: Suncorp-Metway Ltd
Underwritten by: Australian Alliance Insurance Company Limited (AAI)
Pay by the Month: No
Cooling off period: 14 days
24 Hour help line: Yes
Sum Insured: Agreed or Market
NCB preserved - if at fault: Only if you have NCD Protection
NCB preserved - if not at fault: Yes
Rating 1 Protection: No
Maximum No claim bonus: 65%
Uninsured Motorist Cover: Full Cover
Maximum Claims for one event: $20,000,000
Public liability cover available: Yes
Death: $5000
Legal Costs: Yes (conditions)
Cover if driver not nominated: yes (named+family,mechanic,car parking)
Ability to choose repairer: No
Lifetime guarantee on repairs: Yes
New Car Replacement: 2 years old
Essential Repairs: $500
Emergency Accommodation &/or Transport: transport ($200) & $500 (both +150km)
Recovery, towing and storage after accident: Towing
Accident Clean Up: No
Personal effects covered in Collision &/or theft: $750
Baby Captual & Child Seat: No
Trailer cover available: $1000
Relacement Keys: No
Rental car following theft: 21 Days
Rental car after accident: No
Restricted Driver Discounts: No
Windscreen Excess Reduction: No
Variable excess to reduce premium: Yes
Remove excess for a fee: No