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Owned By: Westfarmers Underwritten By: Vero Insurance Limited
Vero underwrites several insurance policies from retailers including Your Insurance, IMB and Westpac.
Owned by:
Westfarmers
Underwritten by:
Vero Insurance Limited
Pay by the Month:
Yes
Cooling off period:
30 days
24 Hour help line:
Yes
Sum Insured:
Market or Agreed
NCB preserved - if at fault:
No (unless NCD protection)
NCB preserved - if not at fault:
Yes
Rating 1 Protection:
Optional
Maximum No claim bonus:
65%
Uninsured Motorist Cover:
Full Cover
Maximum Claims for one event:
$20,000,000
Public liability cover available:
Yes
Death:
$5000 (+24 years old only)
Legal Costs:
Yes (conditions)
Substitute Vehicle Cover:
3rd Party Property
Cover if driver not nominated:
Yes (conditions)
Ability to choose repairer:
Yes
Lifetime guarantee on repairs:
Yes
New Car Replacement:
2 years old
Essential Repairs:
$500
Emergency Accommodation &/or Transport:
$500 (+100km) or $100 (taxi
Recovery, towing and storage after accident:
Yes
Accident Clean Up:
No
Personal effects covered in Collision &/or theft:
$750 (max $500 one item) + $250 (spare parts that came
Baby Captual & Child Seat:
$500
Trailer cover available:
$1,500
Relacement Keys:
$1,000
Rental car following theft:
$100 per day (15 days)
Rental car after accident:
$100 per day (15 days, no-fault only)
Restricted Driver Discounts:
Optional (restricts those
Windscreen Excess Reduction:
Optional
Variable excess to reduce premium:
Yes
Remove excess for a fee:
No (minimum basic excess of $100)
Source:
Owned by:
Westfarmers
Underwritten by:
Vero Insurance Limited
Pay by the Month:
Yes
Cooling off period:
30 days
24 Hour help line:
Yes
Sum Insured:
Agreed
NCB preserved - if at fault:
N/A (only comprehensive)
NCB preserved - if not at fault:
N/A (only comprehensive)
Rating 1 Protection:
N/A (only comprehensive)
Maximum No claim bonus:
N/A (only comprehensive)
Uninsured Motorist Cover:
$5000
Maximum Claims for one event:
$20,000,000
Public liability cover available:
Yes
Death:
No
Legal Costs:
Yes (conditions)
Substitute Vehicle Cover:
3rd Party Property
Cover if driver not nominated:
Yes (conditions)
Ability to choose repairer:
Yes
Lifetime guarantee on repairs:
Yes
New Car Replacement:
No
Essential Repairs:
No
Emergency Accommodation &/or Transport:
No
Recovery, towing and storage after accident:
No
Accident Clean Up:
No
Personal effects covered in Collision &/or theft:
No
Baby Captual & Child Seat:
No
Trailer cover available:
No
Relacement Keys:
No
Rental car following theft:
No
Rental car after accident:
No
Restricted Driver Discounts:
No
Windscreen Excess Reduction:
No
Variable excess to reduce premium:
No
Remove excess for a fee:
No
Owned by:
Westfarmers
Underwritten by:
Vero Insurance Limited
Pay by the Month:
Yes
Cooling off period:
30 days
24 Hour help line:
Yes
Sum Insured:
Agreed
NCB preserved - if at fault:
N/A (only comprehensive)
NCB preserved - if not at fault:
N/A (only comprehensive)
Rating 1 Protection:
N/A (only comprehensive)
Maximum No claim bonus:
N/A (only comprehensive)
Uninsured Motorist Cover:
$5000
Maximum Claims for one event:
$20,000,000
Public liability cover available:
Yes
Death:
No
Legal Costs:
Yes (conditions)
Substitute Vehicle Cover:
3rd Party Property
Cover if driver not nominated:
Yes (conditions)
Ability to choose repairer:
Yes
Lifetime guarantee on repairs:
Yes
New Car Replacement:
No
Essential Repairs:
No
Emergency Accommodation &/or Transport:
No
Recovery, towing and storage after accident:
Yes
Accident Clean Up:
No
Personal effects covered in Collision &/or theft:
$250 (spare parts that came with the car)
Baby Captual & Child Seat:
No
Trailer cover available:
No
Relacement Keys:
No
Rental car following theft:
$100 per day (15 days)
Rental car after accident:
No
Restricted Driver Discounts:
No
Windscreen Excess Reduction:
No
Variable excess to reduce premium:
No
Remove excess for a fee:
No
Window & Glass
Optional (1 free) otherwise Basic Excess applies
Basic Excess
Vic/ACT/NSW=$500, QLD=$400, Tas/WA/NT/SA=$300
Not at fault claims
No Excess
16-20 years old
Vic/ACT/NSW=$700, QLD/Tas/WA/NT/SA=$500
Variable Excess
Yes
21-24 years old
Vic/ACT/NSW=$500, QLD/Tas/WA/NT/SA=$300
Remove Excess
No (min excess is $100)
Licensed <2 years
$400
Years to Rating 1
5 years
Not Nominated
No additional excess unless you are
<25 & Not Nominated
$1500
Not your Fault (no-fault)
No change
Your Fault (at-fault)
2 year reduction per claim
Lifetime rating 1
After 3 years at rating 1
NCD Protection
Optional (max NCB only)