Banner
Banner
Banner
Banner
Banner

Click a logo below to get an instant quote on your car insurance

ozinsure60
 Budget Direct Insurance
Owned By: RACT and Suncorp Metway Insurance Limited Underwritten By: RACT Insurance Pty Ltd

Leave Review

GET A QUOTE COMPARE POLICY FEATURES

The Royal Automobile Club of Tasmania (RACT) was established in 1923 to represent the interests of Tasmanian motorists. RACT is Tasmania's leading service organisation, offering an enormous range of services based on the guiding principles of support, security, safety and service.

RACT Insurance commenced personal insurance operations as a managing agent in 1985 With RACT Insurance you will enjoy all the flexibility, features and benefits you expect from Tasmania’s leading insurer such as; great discounts for customers aged over 50 not working full-time; local branches and call centres; and to make a claim simply call 13 27 22 and your claim will be lodged over the phone 24 hour a day, 7 days a week.

Source: RACT

Comprehensive Motor
Owned by:
RACT and Suncorp Metway Insurance Limited
Underwritten by:
RACT Insurance Pty Ltd
Owner of Underwriter:
.
Pay by the Month:
Yes
Cooling off period:
21 days
24 Hour help line:
Yes
Sum Insured:
Agreed
NCB preserved - if at fault:
Only if you have NCD Protection
NCB preserved - if not at fault:
Yes
Rating 1 Protection:
Optional
Maximum No claim bonus:
60%
Uninsured Motorist Cover:
Full Cover
Maximum Claims for one event:
$20,000,000
Public liability cover available:
Yes
Death:
$5000
Legal Costs:
Yes (defending claim)
Substitute Vehicle Cover:
3rd Party Property
Cover if driver not nominated:
Yes
Ability to choose repairer:
Yes
Lifetime guarantee on repairs:
Yes
New Car Replacement:
2 years old
Essential Repairs:
$500
Emergency Accommodation &/or Transport:
see Aussie Assist
Recovery, towing and storage after accident:
Towing
Accident Clean Up:
No
Personal effects covered in Collision &/or theft:
$500
Baby Captual & Child Seat:
Yes
Trailer cover available:
$500
Relacement Keys:
$300
Rental car following theft:
Yes
Rental car after accident:
Optional
Restricted Driver Discounts:
No
Windscreen Excess Reduction:
Optional
Variable excess to reduce premium:
Yes
Remove excess for a fee:
No
Source:
Includes Aussie Assist
Comprehensive Collector Cars Motor
Owned by:
RACT and Suncorp Metway Insurance Limited
Underwritten by:
RACT Insurance Pty Ltd
Owner of Underwriter:
.
Pay by the Month:
Yes
Cooling off period:
21 days
24 Hour help line:
Yes
Sum Insured:
Agreed
NCB preserved - if at fault:
N/A (only comprehensive)
NCB preserved - if not at fault:
N/A (only comprehensive)
Rating 1 Protection:
N/A (only comprehensive)
Maximum No claim bonus:
N/A (only comprehensive)
Uninsured Motorist Cover:
Full Cover
Maximum Claims for one event:
$20,000,000
Public liability cover available:
Yes
Death:
$5000
Legal Costs:
Yes (defending claim)
Substitute Vehicle Cover:
3rd Party Property
Cover if driver not nominated:
Yes
Ability to choose repairer:
Yes
Lifetime guarantee on repairs:
Yes
New Car Replacement:
No
Essential Repairs:
$500
Emergency Accommodation &/or Transport:
see Aussie Assist
Recovery, towing and storage after accident:
Towing
Accident Clean Up:
No
Personal effects covered in Collision &/or theft:
$500 + spare parts ($1000)
Baby Captual & Child Seat:
No
Trailer cover available:
Yes
Relacement Keys:
$300
Rental car following theft:
No
Rental car after accident:
No
Restricted Driver Discounts:
No
Windscreen Excess Reduction:
Optional
Variable excess to reduce premium:
Yes
Remove excess for a fee:
No
Source:
Includes Aussie Assist
Third Party Property Motor
Owned by:
RACT and Suncorp Metway Insurance Limited
Underwritten by:
RACT Insurance Pty Ltd
Owner of Underwriter:
.
Pay by the Month:
Yes
Cooling off period:
21 days
24 Hour help line:
Yes
Sum Insured:
Market
NCB preserved - if at fault:
N/A (only comprehensive)
NCB preserved - if not at fault:
N/A (only comprehensive)
Rating 1 Protection:
N/A (only comprehensive)
Maximum No claim bonus:
N/A (only comprehensive)
Uninsured Motorist Cover:
$5000
Maximum Claims for one event:
$20,000,000
Public liability cover available:
Yes
Death:
No
Legal Costs:
Yes (defending claim)
Substitute Vehicle Cover:
3rd Party Property
Cover if driver not nominated:
Yes
Ability to choose repairer:
Yes
Lifetime guarantee on repairs:
Yes
New Car Replacement:
No
Essential Repairs:
No
Emergency Accommodation &/or Transport:
No
Recovery, towing and storage after accident:
No
Accident Clean Up:
No
Personal effects covered in Collision &/or theft:
No
Baby Captual & Child Seat:
No
Trailer cover available:
No
Relacement Keys:
No
Rental car following theft:
No
Rental car after accident:
No
Restricted Driver Discounts:
No
Windscreen Excess Reduction:
No
Variable excess to reduce premium:
Yes
Remove excess for a fee:
No
Third Party Property (Fire & Theft) Motor
Owned by:
RACT and Suncorp Metway Insurance Limited
Underwritten by:
RACT Insurance Pty Ltd
Owner of Underwriter:
.
Pay by the Month:
Yes
Cooling off period:
21 days
24 Hour help line:
No
Sum Insured:
Market
NCB preserved - if at fault:
N/A (only comprehensive)
NCB preserved - if not at fault:
N/A (only comprehensive)
Rating 1 Protection:
N/A (only comprehensive)
Maximum No claim bonus:
N/A (only comprehensive)
Uninsured Motorist Cover:
$5000
Maximum Claims for one event:
$20,000,000
Public liability cover available:
Yes
Death:
No
Legal Costs:
Yes (defending claim)
Substitute Vehicle Cover:
3rd Party Property
Cover if driver not nominated:
Yes
Ability to choose repairer:
Yes
Lifetime guarantee on repairs:
Yes
New Car Replacement:
No
Essential Repairs:
No
Emergency Accommodation &/or Transport:
No
Recovery, towing and storage after accident:
No
Accident Clean Up:
No
Personal effects covered in Collision &/or theft:
No
Baby Captual & Child Seat:
No
Trailer cover available:
No
Relacement Keys:
No
Rental car following theft:
No
Rental car after accident:
No
Restricted Driver Discounts:
No
Windscreen Excess Reduction:
No
Variable excess to reduce premium:
Yes
Remove excess for a fee:
No
Excess
Basic Excess
Varies
Variable Excess
Yes
Remove Excess
No
Years to Rating 1
5 years
No Claims Discount (ncd)
Rating 4
30%
Not your Fault (no-fault)
No change
Rating 5
20%
Your Fault (at-fault)
Downgrade NCD if you don't hold NCD protection
Rating 6
Zero (0%)
NCD Protection
Optional
Rating 1
60%
Rating 2
50%
Rating 3
40%