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Owned By: Hollard Insurance Group Underwritten By: The Hollard Insurance Company Pty Ltd (Hollard)

Pay As You Drive is a revolutionary comprehensive car insurance product from Real Insurance which is a part of the Hollard group of companies. The Hollard Group has offices globally and offers a wide range of insurance products and services to more than 6.5 million policyholders worldwide. Since opening in Australia in 1999, the Hollard Group has issued more than 150,000 policies with more than $2 billion worth of assets insured.

Pay As You Drive is comprehensive car insurance for good drivers over 25 who drive less than the average person in their neighbourhood. They price your premium based on all the things you'd expect, such as where you live or your driving record. In addition to the usual rating factors, they look at people in your suburb and figure out an average distance they drive. If you don't drive as much as the average person in your neighbourhood, you should save with Pay As You Drive.

PAYD is part of Real Insurance who offer car Insurance in Australia.

Source: Pay As You Drive

Variable Excess
Yes
Remove Excess
No
Basic Excess
$600
Your Fault (at-fault)
Downgrade NCD
NCD Protection
No
Rating 1
30%
Rating 2
22%
Rating 3
Zero (0%)
Not your Fault (no-fault)
Downgrade NCD (if you claim)