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 Budget Direct Insurance
Owned By: Insurance Australia Group Limited (IAG) Underwritten By: Insurance Australia Limited

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GET A QUOTE COMPARE POLICY FEATURES

NRMA Insurance became an alternative and competitive insurance provider for Queenslanders in 1995. Today, NRMA Insurance employs around 400 Queenslanders and is proud to be a major sponsor of the Brisbane Broncos as well as other community groups such as the Queensland SES and the Salvation Army.

NRMA Queensland knows you need to keep moving and being without your car cramps your lifestyle. You want secure cover and you want to be sure that your claim will be paid without hassles. Their business is to pay claims, so they make it easy. You can make a claim over the phone 24/7. They can also help you better understand your policy so you can make the best decision about your cover options. They are there to help and to keep you on the road.

NRMA Queensland services Queensland residents only, See NRMA Car Insurance for services to NSW, ACT or Tasmania.

Source:NRMA QLD

Note: Quotemywheels.com.au is not affiliated with NRMA in any way

Comprehensive Motor
Owned by:
Insurance Australia Group Limited (IAG)
Underwritten by:
Insurance Australia Limited
Owner of Underwriter:
Insurance Australia Group
Pay by the Month:
Yes
Cooling off period:
21 days
24 Hour help line:
Yes
Sum Insured:
Market or Agreed
NCB preserved - if at fault:
Only if you have NCD Protection
NCB preserved - if not at fault:
Yes
Rating 1 Protection:
Optional
Maximum No claim bonus:
65%
Uninsured Motorist Cover:
Full Cover
Maximum Claims for one event:
$20,000,000
Public liability cover available:
Yes
Death:
No
Legal Costs:
Coroner or magistrate ($10000), defending a claim, unin
Substitute Vehicle Cover:
3rd Party Property
Cover if driver not nominated:
Yes
Ability to choose repairer:
Yes
Lifetime guarantee on repairs:
Yes
New Car Replacement:
24 months (
Essential Repairs:
$500
Emergency Accommodation &/or Transport:
No
Recovery, towing and storage after accident:
Storage & Towing
Accident Clean Up:
No
Personal effects covered in Collision &/or theft:
$500
Baby Captual & Child Seat:
Yes ($500 each item)
Trailer cover available:
$1000
Relacement Keys:
$1000
Rental car following theft:
$40 per day (21 days max)
Rental car after accident:
Optional
Restricted Driver Discounts:
No
Windscreen Excess Reduction:
Optional
Variable excess to reduce premium:
Yes
Remove excess for a fee:
Yes
Comprehensive Veteran Motor
Owned by:
Insurance Australia Group Limited (IAG)
Underwritten by:
Insurance Australia Limited
Owner of Underwriter:
Insurance Australia Group
Pay by the Month:
Yes
Cooling off period:
21 days
24 Hour help line:
Yes
Sum Insured:
Market or Agreed
NCB preserved - if at fault:
N/A (only comprehensive)
NCB preserved - if not at fault:
N/A (only comprehensive)
Rating 1 Protection:
N/A (only comprehensive)
Maximum No claim bonus:
No NCD but if you have had no claims/accidents in the last 2 years then you will get a discount on your premium
Uninsured Motorist Cover:
Full Cover
Maximum Claims for one event:
$20,000,000
Public liability cover available:
Yes
Death:
No
Legal Costs:
Yes - Coroner or magistrate, defending a claim
Substitute Vehicle Cover:
3rd Party Property
Cover if driver not nominated:
Yes
Ability to choose repairer:
Yes
Lifetime guarantee on repairs:
No
New Car Replacement:
Has Salvage for a write-off (
Essential Repairs:
$500
Emergency Accommodation &/or Transport:
Yes - See Traveller Care
Recovery, towing and storage after accident:
Storage & towing
Accident Clean Up:
No
Personal effects covered in Collision &/or theft:
$500
Baby Captual & Child Seat:
No
Trailer cover available:
$500
Relacement Keys:
No
Rental car following theft:
No
Rental car after accident:
No
Restricted Driver Discounts:
No
Windscreen Excess Reduction:
No
Variable excess to reduce premium:
No
Remove excess for a fee:
No
Source:
Traveler Care
Comprehensive Motor Plus
Owned by:
Insurance Australia Group Limited (IAG)
Underwritten by:
Insurance Australia Limited
Owner of Underwriter:
Insurance Australia Group
Pay by the Month:
Yes
Cooling off period:
21 days
24 Hour help line:
Yes
Sum Insured:
Market or Agreed
NCB preserved - if at fault:
Only if you have NCD Protection
NCB preserved - if not at fault:
Yes
Rating 1 Protection:
Optional
Maximum No claim bonus:
65%
Uninsured Motorist Cover:
Full Cover
Maximum Claims for one event:
$20,000,000
Public liability cover available:
Yes
Death:
No
Legal Costs:
Coroner or magistrate ($10000), defending a claim, unin
Substitute Vehicle Cover:
3rd Party Property
Cover if driver not nominated:
Yes
Ability to choose repairer:
Yes
Lifetime guarantee on repairs:
Yes
New Car Replacement:
24 months (
Essential Repairs:
$500
Emergency Accommodation &/or Transport:
$250 (taxi)
Recovery, towing and storage after accident:
Storage & Towing
Accident Clean Up:
No
Personal effects covered in Collision &/or theft:
$500
Baby Captual & Child Seat:
Yes ($500 each item)
Trailer cover available:
$1000
Relacement Keys:
$1000
Rental car following theft:
$88 per day (unlimited)
Rental car after accident:
$88 per day (unlimited)
Restricted Driver Discounts:
No
Windscreen Excess Reduction:
Yes
Variable excess to reduce premium:
Yes
Remove excess for a fee:
Yes
Third Party Property Motor
Owned by:
Insurance Australia Group Limited (IAG)
Underwritten by:
Insurance Australia Limited
Pay by the Month:
Yes
Cooling off period:
21 days
24 Hour help line:
Yes
Sum Insured:
Market
NCB preserved - if at fault:
N/A (only comprehensive)
NCB preserved - if not at fault:
N/A (only comprehensive)
Rating 1 Protection:
N/A (only comprehensive)
Maximum No claim bonus:
None (only Comprehensive or 3PF&T)
Uninsured Motorist Cover:
$5000
Maximum Claims for one event:
$20,000,000
Public liability cover available:
Yes
Death:
No
Legal Costs:
Coroner or magistrate ($10000), defending a claim, unin
Substitute Vehicle Cover:
3rd Party Property
Cover if driver not nominated:
Yes
Ability to choose repairer:
Yes
Lifetime guarantee on repairs:
Yes
New Car Replacement:
No
Essential Repairs:
No
Emergency Accommodation &/or Transport:
No
Recovery, towing and storage after accident:
Towing
Accident Clean Up:
No
Personal effects covered in Collision &/or theft:
No
Baby Captual & Child Seat:
No
Trailer cover available:
No
Relacement Keys:
No
Rental car following theft:
No
Rental car after accident:
No
Restricted Driver Discounts:
No
Windscreen Excess Reduction:
No
Variable excess to reduce premium:
No
Remove excess for a fee:
No
Third Party Property (Fire & Theft) Motor
Owned by:
Insurance Australia Group Limited (IAG)
Underwritten by:
Insurance Australia Limited
Pay by the Month:
Yes
Cooling off period:
21 days
24 Hour help line:
Yes
Sum Insured:
Market
NCB preserved - if at fault:
N/A (only comprehensive)
NCB preserved - if not at fault:
N/A (only comprehensive)
Rating 1 Protection:
N/A (only comprehensive)
Maximum No claim bonus:
No NCD but if you have had no claims/accidents in the last 5 years then you will get a discount on your premium
Uninsured Motorist Cover:
$5000
Maximum Claims for one event:
$20,000,000
Public liability cover available:
Yes
Death:
No
Legal Costs:
Coroner or magistrate ($10000), defending a claim, unin
Substitute Vehicle Cover:
3rd Party Property
Cover if driver not nominated:
Yes
Ability to choose repairer:
Yes
Lifetime guarantee on repairs:
Yes
New Car Replacement:
No
Essential Repairs:
$500
Emergency Accommodation &/or Transport:
No
Recovery, towing and storage after accident:
Towing & Storage
Accident Clean Up:
No
Personal effects covered in Collision &/or theft:
No
Baby Captual & Child Seat:
No
Trailer cover available:
No
Relacement Keys:
No
Rental car following theft:
$40 per day (21 days max)
Rental car after accident:
No
Restricted Driver Discounts:
No
Windscreen Excess Reduction:
No
Variable excess to reduce premium:
No
Remove excess for a fee:
No
Excess
Years to Rating 1
5 years
Basic Excess
$500 (can vary slightly)
<25 years old
$400
Licensed <2 years
$300
<25 & Not Nominated
$1600
Variable Excess
Yes (only comprehensive)
Remove Excess
Yes (only comprehensive)
No Claims Discount (ncd)
Rating 7
Zero (0%)
Rating 1
65%
Not your Fault (no-fault)
No change
Rating 2
65%
Your Fault (at-fault)
Downgrade NCD if you don't hold NCD protection
Rating 3
55%
NCD Protection
Optional
Rating 4
45%
Rating 5
35%
Rating 6
25%