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Owned By: Wesfarmers (ASX: WES) Underwritten By: Wesfarmers General Insurance Limited

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Lumley Special Vehicles (LSV) is part of Westfarmers, which from its beginning in 1914, has grown into one of Australia's largest retailers and listed companies. It operates businesses including retail supermarkets, general merchandise and specialty department stores, fuel and liquor outlets and home improvement and office supplies; coal mining; gas processing and distribution; electricity generation; insurance; chemicals and fertilisers; and industrial and safety product distribution. Wesfarmers employs more than 200,000 people.

LSV was formed in 2007 by joining the forces of four of Australia’s classic & prestige car insurers Lumley Special Vehicles is one of Australia's largest special vehicle insurers. LSV provide special vehicle insurance products to a broad selection of vehicle categories and offer individual insurance solutions to the unique requirements of our motor enthusiast customers.

Source: LSV

Comprehensive Motor
Owned by:
Wesfarmers (ASX: WES)
Underwritten by:
Wesfarmers General Insurance Limited
Owner of Underwriter:
Wesfarmers (ASX: WES)
Pay by the Month:
No
Cooling off period:
14 days
24 Hour help line:
No
Sum Insured:
Agreed or Market
NCB preserved - if at fault:
Only if you have NCD Protection
NCB preserved - if not at fault:
Yes
Rating 1 Protection:
Optional
Maximum No claim bonus:
65%
Uninsured Motorist Cover:
Full Cover
Maximum Claims for one event:
$30,000,000
Public liability cover available:
Yes
Death:
No
Legal Costs:
Yes (conditions)
Substitute Vehicle Cover:
3rd Party Property
Ability to choose repairer:
Yes
Lifetime guarantee on repairs:
Yes
New Car Replacement:
12 months old
Essential Repairs:
$750
Emergency Accommodation &/or Transport:
$1000 (+200km from home)
Recovery, towing and storage after accident:
Towing & Storage
Accident Clean Up:
Yes
Personal effects covered in Collision &/or theft:
$500
Trailer cover available:
$1000
Relacement Keys:
$1500
Rental car following theft:
14 days ($1400)
Rental car after accident:
Optional
Restricted Driver Discounts:
Optional
Windscreen Excess Reduction:
Optional
Variable excess to reduce premium:
Yes
Third Party Property Motor
Owned by:
Wesfarmers (ASX: WES)
Underwritten by:
Wesfarmers General Insurance Limited
Owner of Underwriter:
Wesfarmers (ASX: WES)
Pay by the Month:
No
Cooling off period:
14 days
24 Hour help line:
No
Sum Insured:
No
NCB preserved - if at fault:
Only if you have NCD Protection
NCB preserved - if not at fault:
No
Rating 1 Protection:
Optional
Maximum No claim bonus:
65%
Maximum Claims for one event:
$30,000,000
Public liability cover available:
Yes
Death:
No
Legal Costs:
Yes (conditions)
Substitute Vehicle Cover:
3rd Party Property
Ability to choose repairer:
No
Lifetime guarantee on repairs:
No
New Car Replacement:
No
Essential Repairs:
No
Emergency Accommodation &/or Transport:
No
Recovery, towing and storage after accident:
No
Accident Clean Up:
Yes
Personal effects covered in Collision &/or theft:
No
Trailer cover available:
No
Relacement Keys:
No
Rental car following theft:
No
Rental car after accident:
No
Restricted Driver Discounts:
Optional
Windscreen Excess Reduction:
No
Variable excess to reduce premium:
Yes
Third Party Property (Fire & Theft) Motor
Owned by:
Wesfarmers (ASX: WES)
Underwritten by:
Wesfarmers General Insurance Limited
Owner of Underwriter:
Wesfarmers (ASX: WES)
Pay by the Month:
No
Cooling off period:
14 days
24 Hour help line:
No
Sum Insured:
Agreed or Market
NCB preserved - if at fault:
Only if you have NCD Protection
NCB preserved - if not at fault:
No
Rating 1 Protection:
Optional
Maximum No claim bonus:
65%
Maximum Claims for one event:
$30,000,000
Public liability cover available:
Yes
Death:
No
Legal Costs:
Yes (conditions)
Substitute Vehicle Cover:
3rd Party Property
Ability to choose repairer:
Yes
Lifetime guarantee on repairs:
Yes
New Car Replacement:
No
Essential Repairs:
No
Emergency Accommodation &/or Transport:
No
Recovery, towing and storage after accident:
Towing & Storage
Accident Clean Up:
Yes
Personal effects covered in Collision &/or theft:
No
Trailer cover available:
No
Relacement Keys:
No
Rental car following theft:
No
Rental car after accident:
No
Restricted Driver Discounts:
Optional
Windscreen Excess Reduction:
No
Variable excess to reduce premium:
Yes