Banner
Banner
Banner
Banner
Banner

Click a logo below to get an instant quote on your car insurance

ozinsure60
 Budget Direct Insurance
Owned By: The Hongkong and Shanghai Banking Corporation Limited (HSBC) (S&P: AA) Underwritten By: Allianz Australia Insurance Limited (S&P: AA-)

Leave Review

GET A QUOTE COMPARE POLICY FEATURES

HSBC started operations in Australia in 1965 and was awarded a commercial banking license in 1986. The Group's global brand 'HSBC' was adopted by all Australian subsidiaries in 1999. They know how difficult life can be without your car. Insurance protection you can depend on makes life easier when you need it most.

HSBC Motor Vehicle Insurance offers you a range of insurance so that you can decide which is best for you. Whether you need Comprehensive Car Insurance, Third Party Property Damage or Third party Property Damage, Fire and Theft, get your car back on the road fast.

Source: HSBC

Comprehensive Motor
Owned by:
The Hongkong and Shanghai Banking Corporation Limited (HSBC) (S&P: AA)
Underwritten by:
Allianz Australia Insurance Limited (S&P: AA-)
Owner of Underwriter:
Allianz Group
Pay by the Month:
Yes
Cooling off period:
Cooling off period
24 Hour help line:
Yes
Sum Insured:
Market or Agreed (agreed not available for all vehicles)
NCB preserved - if at fault:
Only if you have NCD Protection
NCB preserved - if not at fault:
Yes
Rating 1 Protection:
Yes
Maximum No claim bonus:
65%
Uninsured Motorist Cover:
Full Cover
Maximum Claims for one event:
$20,000,000
Public liability cover available:
Yes
Death:
No
Legal Costs:
Yes (conditions)
Substitute Vehicle Cover:
3rd Party Property
Cover if driver not nominated:
yes (no cover if: restricted driver option is chosen and driver is
Ability to choose repairer:
Yes
Lifetime guarantee on repairs:
Yes
New Car Replacement:
2 years old
Essential Repairs:
$350
Emergency Accommodation &/or Transport:
$200 (transport)
Recovery, towing and storage after accident:
Yes
Accident Clean Up:
No
Personal effects covered in Collision &/or theft:
$500
Baby Captual & Child Seat:
No
Trailer cover available:
$500
Relacement Keys:
$500
Rental car following theft:
$75 per day (14 Days)
Rental car after accident:
Optional
Restricted Driver Discounts:
Yes
Windscreen Excess Reduction:
Yes
Variable excess to reduce premium:
Yes
Remove excess for a fee:
No
Third Party Property Motor
Owned by:
The Hongkong and Shanghai Banking Corporation Limited (HSBC) (S&P: AA)
Underwritten by:
Allianz Australia Insurance Limited (S&P: AA-)
Owner of Underwriter:
Allianz Group
Pay by the Month:
Yes
Cooling off period:
14 days
24 Hour help line:
Yes
Sum Insured:
Market
NCB preserved - if at fault:
NCB is for Comprehensive Only
NCB preserved - if not at fault:
NCB is for Comprehensive Only
Rating 1 Protection:
NCB is for Comprehensive Only
Maximum No claim bonus:
NCB is for Comprehensive Only
Uninsured Motorist Cover:
$3000
Maximum Claims for one event:
$20,000,000
Public liability cover available:
Yes
Death:
No
Legal Costs:
Yes (conditions)
Substitute Vehicle Cover:
3rd Party Property
Cover if driver not nominated:
yes (no cover if: restricted driver option is chosen and driver is
Ability to choose repairer:
Yes (uninsured motorist cover)
Lifetime guarantee on repairs:
Yes (uninsured motorist cover)
New Car Replacement:
No
Essential Repairs:
No
Emergency Accommodation &/or Transport:
No
Recovery, towing and storage after accident:
No
Accident Clean Up:
No
Personal effects covered in Collision &/or theft:
No
Baby Captual & Child Seat:
No
Trailer cover available:
No
Relacement Keys:
No
Rental car following theft:
No
Rental car after accident:
No
Restricted Driver Discounts:
No
Windscreen Excess Reduction:
No
Variable excess to reduce premium:
No
Remove excess for a fee:
No
Third Party Property (Fire & Theft) Motor
Owned by:
The Hongkong and Shanghai Banking Corporation Limited (HSBC) (S&P: AA)
Underwritten by:
Allianz Australia Insurance Limited (S&P: AA-)
Owner of Underwriter:
Allianz Group
Pay by the Month:
Yes
Cooling off period:
14 days
24 Hour help line:
Yes
Sum Insured:
Market (max $5000)
NCB preserved - if at fault:
NCB is for Comprehensive Only
NCB preserved - if not at fault:
NCB is for Comprehensive Only
Rating 1 Protection:
NCB is for Comprehensive Only
Maximum No claim bonus:
NCB is for Comprehensive Only
Uninsured Motorist Cover:
$3000
Maximum Claims for one event:
$20,000,000
Public liability cover available:
Yes
Death:
No
Legal Costs:
Yes (conditions)
Substitute Vehicle Cover:
3rd Party Property
Cover if driver not nominated:
yes (no cover if: restricted driver option is chosen and driver is
Ability to choose repairer:
Yes
Lifetime guarantee on repairs:
Yes
New Car Replacement:
No
Essential Repairs:
No
Emergency Accommodation &/or Transport:
No
Recovery, towing and storage after accident:
Yes
Accident Clean Up:
No
Personal effects covered in Collision &/or theft:
No
Baby Captual & Child Seat:
No
Trailer cover available:
No
Relacement Keys:
No
Rental car following theft:
No
Rental car after accident:
No
Restricted Driver Discounts:
No
Windscreen Excess Reduction:
No
Variable excess to reduce premium:
No
Remove excess for a fee:
No
Excess
Not at fault claims
No Excess
Basic Excess
WA/TAS/SA/NT=$350, NSW/ACT: $550, QLD: $450
Variable Excess
Yes
<25 years old
SA/TAS/QLD: $450, NSW: $500, ACT: $550, WA: $500, NT: $350
Remove Excess
No
Licensed <2 years
NSW/ACT: $600, TAS: $450, QLD/SA: $500, WA: $500, NT: $350
Theft Excess
Yes
Not Nominated
Nominated Driver policy only - excess is $5,000
Years to Rating 1
5 years
<25 & Not Nominated
NSW/ACT: $900, SA/QLD/WA/TAS/NT: $750
Window & Glass
optional (1 free)
No Claims Discount (ncd)
Rating 2
TAS: 60%, SA/VIC: 55%, NSW/WA/QLD: 50%
Window & Glass
No change if not at fault
Rating 3
TAS: 50%, SA/VIC: 45%, NSW/WA/QLD: 40%
Not your Fault (no-fault)
No change if not at fault
Rating 4
TAS: 40%, VIC: 35%, SA: 33%, NSW/WA/QLD: 30%
Your Fault (at-fault)
downgrade NCD if you don't hold NCD protection
Rating 5
TAS: 30%, VIC: 25%, SA/NSW/WA/QLD: 20%
Lifetime rating 1
No
Rating 6
Zero (0%)
NCD Protection
Optional (rating 1 only)
Rating 1
SA/VIC/TAS: 65%, NSW/WA/QLD: 60%