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Owned By: Westpac Banking Corporation (ASX: WBC) Underwritten By: CGU Insurance Limited (S&P: AA-)

Bank SA has been a part of the fabric of South Australia since its early years, having opened our first branch in 1848. BankSA is the largest financial institution in South Australia and the State's main provider of housing, personal finance and rural banking services.

With BankSA’s car insurance comes a no-claim Bonus is awarded to drivers who haven't lodged a claim. Even if you do lodge a claim, when the accident wasn't your fault and you can identify the other party, you won't lose your No-Claim Bonus, and you won't have to pay any Excess. Our Customer Service Officers are available to assist you during business hrs 9am to 5pm Monday to Friday. BankSA is owned by Westpac as a result of BankSA’s parent company St. George.

Source: Bank SA

Not at fault claims
No Excess
Variable Excess
Yes
Basic Excess
$450
Remove Excess
Yes
<19 years old
$750
Years to Rating 1
5 years
19-21 years old
$600
21-25 years old
$350
Licensed <2 years
$350
Not Nominated
Applies to Nominated Driver policies only (dbl the excess amount normally applicable)
Rating 1
60%
Rating 2
50%
Window & Glass
No change if not at fault
Rating 3
40%
Not your Fault (no-fault)
No change
Rating 4
30%
Your Fault (at-fault)
Downgrade NCD if you don't hold NCD protection
Rating 5
20%
Lifetime rating 1
No
Rating 6
Zero (0%)
NCD Protection
Optional (1 free if rating 1 & qualify for an free earnt NCD protection)