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Owned By: Allianz SE (S&P: AA) Underwritten By: Allianz Australia Insurance Limited (S&P: AA-)

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Allianz Australia is owned Allianz SE which was founded in 1890. The Allianz Group is one of the leading global services providers in insurance, banking and asset management. With more than 180,000 employees worldwide the Allianz Group serves more than 80 million customers in about 70 countries. '

Allianz has, through acquisitions, been doing business in Australia since 1914 although it wasn’t until July 2000 that they officially changed their name to Allianz. No matter how careful you might be on the roads, with thousands of other drivers there are always dangers beyond your control. Allianz offers reliable, cost-effective and comprehensive car insurance cover, so you and your loved ones can hit the open road with confidence.

Source: Allianz

Comprehensive Motor
Owned by:
Allianz SE (S&P: AA)
Underwritten by:
Allianz Australia Insurance Limited (S&P: AA-)
Owner of Underwriter:
Allianz Group
Pay by the Month:
Yes
Cooling off period:
Cooling off period
24 Hour help line:
Yes
Sum Insured:
Market or Agreed (agreed not available for all vehicles)
NCB preserved - if at fault:
Only if you have NCD Protection
NCB preserved - if not at fault:
Yes
Rating 1 Protection:
Yes
Maximum No claim bonus:
65%
Uninsured Motorist Cover:
Full Cover
Maximum Claims for one event:
$20,000,000
Public liability cover available:
Yes
Death:
No
Legal Costs:
Yes (conditions)
Substitute Vehicle Cover:
3rd Party Property
Cover if driver not nominated:
yes (no cover if: restricted driver option is chosen and driver is
Ability to choose repairer:
Yes
Lifetime guarantee on repairs:
Yes
New Car Replacement:
2 years old
Essential Repairs:
$350
Emergency Accommodation &/or Transport:
$200 (transport)
Recovery, towing and storage after accident:
Yes
Accident Clean Up:
No
Personal effects covered in Collision &/or theft:
$500
Baby Captual & Child Seat:
No
Trailer cover available:
$500
Relacement Keys:
$500
Rental car following theft:
$75 per day (14 Days)
Rental car after accident:
Optional
Restricted Driver Discounts:
Yes
Windscreen Excess Reduction:
Yes
Variable excess to reduce premium:
Yes
Remove excess for a fee:
No
Third Party Property Sure Cover
Owned by:
Allianz SE (S&P: AA)
Underwritten by:
Allianz Australia Insurance Limited (S&P: AA-)
Owner of Underwriter:
Allianz Group
Pay by the Month:
Yes
Cooling off period:
14 days
24 Hour help line:
Yes
Sum Insured:
Market
NCB preserved - if at fault:
NCB is for Comprehensive Only
NCB preserved - if not at fault:
NCB is for Comprehensive Only
Rating 1 Protection:
NCB is for Comprehensive Only
Maximum No claim bonus:
NCB is for Comprehensive Only
Uninsured Motorist Cover:
$3000
Maximum Claims for one event:
$20,000,000
Public liability cover available:
Yes
Death:
No
Legal Costs:
Yes (conditions)
Substitute Vehicle Cover:
3rd Party Property
Cover if driver not nominated:
yes (no cover if: restricted driver option is chosen and driver is
Ability to choose repairer:
Yes (uninsured motorist cover)
Lifetime guarantee on repairs:
Yes (uninsured motorist cover)
New Car Replacement:
No
Essential Repairs:
No
Emergency Accommodation &/or Transport:
No
Recovery, towing and storage after accident:
No
Accident Clean Up:
No
Personal effects covered in Collision &/or theft:
No
Baby Captual & Child Seat:
No
Trailer cover available:
No
Relacement Keys:
No
Rental car following theft:
No
Rental car after accident:
No
Restricted Driver Discounts:
No
Windscreen Excess Reduction:
No
Variable excess to reduce premium:
No
Remove excess for a fee:
No
Third Party Property (Fire & Theft) Sure Cover
Owned by:
Allianz SE (S&P: AA)
Underwritten by:
Allianz Australia Insurance Limited (S&P: AA-)
Owner of Underwriter:
Allianz Group
Pay by the Month:
Yes
Cooling off period:
14 days
24 Hour help line:
Yes
Sum Insured:
Market (max $5000)
NCB preserved - if at fault:
NCB is for Comprehensive Only
NCB preserved - if not at fault:
NCB is for Comprehensive Only
Rating 1 Protection:
NCB is for Comprehensive Only
Maximum No claim bonus:
NCB is for Comprehensive Only
Uninsured Motorist Cover:
$3000
Maximum Claims for one event:
$20,000,000
Public liability cover available:
Yes
Death:
No
Legal Costs:
Yes (conditions)
Substitute Vehicle Cover:
3rd Party Property
Cover if driver not nominated:
yes (no cover if: restricted driver option is chosen and driver is
Ability to choose repairer:
Yes
Lifetime guarantee on repairs:
Yes
New Car Replacement:
No
Essential Repairs:
No
Emergency Accommodation &/or Transport:
No
Recovery, towing and storage after accident:
Yes
Accident Clean Up:
No
Personal effects covered in Collision &/or theft:
No
Baby Captual & Child Seat:
No
Trailer cover available:
No
Relacement Keys:
No
Rental car following theft:
No
Rental car after accident:
No
Restricted Driver Discounts:
No
Windscreen Excess Reduction:
No
Variable excess to reduce premium:
No
Remove excess for a fee:
No
Excess
Not at fault claims
No Excess
Basic Excess
NSW/ACT: $550, QLD: $450, SA: $300, WA/TAS/NT: $350
Variable Excess
Yes
<25 years old
NSW/ACT: $550, QLD/SA/WA: $500, TAS: $450, NT: $350
Remove Excess
No
Licensed <2 years
NSW/ACT: $600, QLD/WA: $500, SA/NT: $350, TAS: $450
Theft Excess
Yes
Not Nominated
Nominated Driver policy only - excess is $5,000
Years to Rating 1
5 years
<25 & Not Nominated
$1,000
Window & Glass
optional (1 free)
No Claims Discount (ncd)
Rating 2
TAS: 60%, SA/VIC: 55%, NSW/WA/QLD: 50%
Window & Glass
No change if not at fault
Rating 3
TAS: 50%, SA/VIC: 45%, NSW/WA/QLD: 40%
Not your Fault (no-fault)
No change if not at fault
Rating 4
TAS: 40%, VIC: 35%, SA: 33%, NSW/WA/QLD: 30%
Your Fault (at-fault)
downgrade NCD if you don't hold NCD protection
Rating 5
TAS: 30%, VIC: 25%, SA/NSW/WA/QLD: 20%
Lifetime rating 1
No
Rating 6
Zero (0%)
NCD Protection
Optional (rating 1 only)
Rating 1
SA/VIC/TAS: 65%, NSW/WA/QLD: 60%