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ozinsure60
Budget Direct Insurance
Owned By: Suncorp-Metway Ltd Underwritten By: Australian Alliance Insurance Company Limited (AAI)

Apia Insurance is one of Australia's leading insurance and financial services organisations. Established over 20 years ago, Apia is renowned for outstanding customer service. In fact, 99% of customers surveyed who have made a claim with them are so impressed with our service they'll recommend them to their friends. Our goal is to continue to provide high quality insurance products with real service to the over 50's market in Australia.

APIA is the specialist insurer for people over 50, not working full-time, they believe that if you drive less, you ought to pay less on your car insurance. With Apia you'll get the personal service you deserve, any time of the day or night.

Source: APIA

Owned by:
Suncorp-Metway Ltd
Underwritten by:
Australian Alliance Insurance Company Limited (AAI)
Pay by the Month:
No
Cooling off period:
14 days
24 Hour help line:
Yes
Sum Insured:
Agreed or Market
NCB preserved - if at fault:
Only if you have NCD Protection
NCB preserved - if not at fault:
Yes
Rating 1 Protection:
No
Maximum No claim bonus:
65%
Uninsured Motorist Cover:
Full Cover
Maximum Claims for one event:
$20,000,000
Public liability cover available:
Yes
Death:
$5000
Legal Costs:
Yes (conditions)
Substitute Vehicle Cover:
3rd Party Property
Cover if driver not nominated:
yes (named+family,mechanic,car parking)
Ability to choose repairer:
No
Lifetime guarantee on repairs:
Yes
New Car Replacement:
2 years old
Essential Repairs:
$500
Emergency Accommodation &/or Transport:
transport ($200) & $500 (both +150km)
Recovery, towing and storage after accident:
Towing
Accident Clean Up:
No
Personal effects covered in Collision &/or theft:
$750
Baby Captual & Child Seat:
No
Trailer cover available:
$1000
Relacement Keys:
No
Rental car following theft:
21 Days
Rental car after accident:
No
Restricted Driver Discounts:
No
Windscreen Excess Reduction:
No
Variable excess to reduce premium:
Yes
Remove excess for a fee:
No
Owned by:
Suncorp-Metway Ltd
Underwritten by:
Australian Alliance Insurance Company Limited (AAI)
Pay by the Month:
Yes
Cooling off period:
14 days
24 Hour help line:
Yes
Sum Insured:
Market (max $5000)
NCB preserved - if at fault:
N/A (only comprehensive)
NCB preserved - if not at fault:
N/A (only comprehensive)
Rating 1 Protection:
N/A (only comprehensive)
Maximum No claim bonus:
N/A (only comprehensive)
Uninsured Motorist Cover:
$5000
Maximum Claims for one event:
$20,000,000
Public liability cover available:
Yes
Death:
No
Legal Costs:
Yes (conditions)
Substitute Vehicle Cover:
3rd Party Property
Cover if driver not nominated:
yes (named+family,mechanic,car parking)
Ability to choose repairer:
No
Lifetime guarantee on repairs:
No
New Car Replacement:
No
Essential Repairs:
No
Emergency Accommodation &/or Transport:
No
Recovery, towing and storage after accident:
No
Accident Clean Up:
No
Personal effects covered in Collision &/or theft:
No
Baby Captual & Child Seat:
No
Trailer cover available:
No
Relacement Keys:
No
Rental car following theft:
No
Rental car after accident:
No
Restricted Driver Discounts:
No
Windscreen Excess Reduction:
No
Variable excess to reduce premium:
Yes
Remove excess for a fee:
No
Owned by:
Suncorp-Metway Ltd
Underwritten by:
Australian Alliance Insurance Company Limited (AAI)
Pay by the Month:
Yes
Cooling off period:
14 days
24 Hour help line:
Yes
Sum Insured:
Market (max $5000)
NCB preserved - if at fault:
N/A (only comprehensive)
NCB preserved - if not at fault:
N/A (only comprehensive)
Rating 1 Protection:
N/A (only comprehensive)
Maximum No claim bonus:
N/A (only comprehensive)
Uninsured Motorist Cover:
$5000
Maximum Claims for one event:
$20,000,000
Public liability cover available:
Yes
Death:
No
Legal Costs:
Yes (conditions)
Substitute Vehicle Cover:
3rd Party Property
Cover if driver not nominated:
yes (named+family,mechanic,car parking)
Ability to choose repairer:
No
Lifetime guarantee on repairs:
No
New Car Replacement:
No
Essential Repairs:
No
Emergency Accommodation &/or Transport:
transport ($200) & $500 (both +150km)
Recovery, towing and storage after accident:
Towing
Accident Clean Up:
No
Personal effects covered in Collision &/or theft:
Yes
Baby Captual & Child Seat:
No
Trailer cover available:
No
Relacement Keys:
No
Rental car following theft:
21 Days
Rental car after accident:
No
Restricted Driver Discounts:
No
Windscreen Excess Reduction:
No
Variable excess to reduce premium:
Yes
Remove excess for a fee:
No
Basic Excess
TAS/WA/SA: $300, QLD: $450, VIC/NSW: $500
<25 years old
$1500
Variable Excess
Yes
Remove Excess
No
Not your Fault (no-fault)
No change
Your Fault (at-fault)
downgrade NCD if you don't hold NCD protection
NCD Protection
Optional