Budget Direct - Are offering $50 cash if their car insurance quote doesn't beat RACV or AAMI
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Owned By: Suncorp-Metway Ltd Underwritten By: AAMI (Australian Associated Motor Insurers Limited
         

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AAMI is a leading car, home, compulsory third party (CTP) and small business insurer established in 1970. AAMI, previously known as Club Motor, was the insurer for the RACV, RACQ and RACT before RACV decided to offer its own insurance and so Club Motor changed its name to AAMI. AAMI today has more than 2.5 million policyholders who can call into any of our more than 40 offices, branches and customer service centres in all states and territories.

AAMI deal directly with their customers and use innovative business and marketing strategies to provide them with high quality products and excellent customer service. Insurance benefits such as no fault, no penalty; lifetime repair guarantee; lifetime rating one/maximum no claim bonus; valet service; progressive no claim discount on home insurance and the first general insurance customer charter were all introduced by AAMI.

AAMI have introduced a no frills, budget car insurance brand (Bingle) which is perfect for people not needing a full featured policy.  You can get a Bingle Insurance quote fast and quickly and potentially save $100s.

Source: AAMI

Comprehensive Motor
Owned by:
Suncorp-Metway Ltd
Underwritten by:
AAMI (Australian Associated Motor Insurers Limited
Pay by the Month:
Yes
Cooling off period:
14 days
24 Hour help line:
Yes
Sum Insured:
Market or Agreed
NCB preserved - if at fault:
Only if you have NCB Protection
NCB preserved - if not at fault:
Yes (conditions)
Rating 1 Protection:
Optional
Maximum No claim bonus:
70%
Uninsured Motorist Cover:
Full Cover
Maximum Claims for one event:
$20,000,000
Public liability cover available:
Yes
Death:
$5000 (+24)
Legal Costs:
Yes (defending claim only)
Substitute Vehicle Cover:
No
Cover if driver not nominated:
Yes
Ability to choose repairer:
No
Lifetime guarantee on repairs:
Yes
New Car Replacement:
12 months old
Essential Repairs:
No
Emergency Accommodation &/or Transport:
$500
Recovery, towing and storage after accident:
$100 (towing)
Accident Clean Up:
No
Personal effects covered in Collision &/or theft:
$200 (clothing) $1000 ($500 max 1 item)
Baby Captual & Child Seat:
No
Trailer cover available:
$750
Relacement Keys:
No
Rental car following theft:
14 days
Rental car after accident:
Optional
Restricted Driver Discounts:
No
Windscreen Excess Reduction:
Optional
Variable excess to reduce premium:
Yes
Remove excess for a fee:
No
Source:
online discount
Third Party Property Motor
Owned by:
Suncorp-Metway Ltd
Underwritten by:
AAMI (Australian Associated Motor Insurers Limited
Pay by the Month:
Yes
Cooling off period:
14 days
24 Hour help line:
Yes
Sum Insured:
Market (max $5000)
NCB preserved - if at fault:
N/A (only comprehensive)
NCB preserved - if not at fault:
N/A (only comprehensive)
Rating 1 Protection:
N/A (only comprehensive)
Maximum No claim bonus:
N/A (only comprehensive)
Uninsured Motorist Cover:
3000 but must get $1500 back from uninsured driver
Maximum Claims for one event:
$20,000,000
Public liability cover available:
Yes
Death:
No
Legal Costs:
Yes (defending claim only)
Substitute Vehicle Cover:
No
Cover if driver not nominated:
Yes
Ability to choose repairer:
No
Lifetime guarantee on repairs:
Yes
New Car Replacement:
No
Essential Repairs:
No
Emergency Accommodation &/or Transport:
No
Recovery, towing and storage after accident:
Towing (uninsured motorist at fault)
Accident Clean Up:
No
Personal effects covered in Collision &/or theft:
No
Baby Captual & Child Seat:
No
Trailer cover available:
No
Relacement Keys:
No
Rental car following theft:
No
Rental car after accident:
No
Restricted Driver Discounts:
No
Windscreen Excess Reduction:
No
Variable excess to reduce premium:
No
Remove excess for a fee:
No
Source:
Online Discount
Third Party Property (Fire & Theft) Motor
Owned by:
Suncorp-Metway Ltd
Underwritten by:
AAMI (Australian Associated Motor Insurers Limited
Pay by the Month:
Yes
Cooling off period:
14 days
24 Hour help line:
Yes
Sum Insured:
Market (max $5000)
NCB preserved - if at fault:
N/A (only comprehensive)
NCB preserved - if not at fault:
N/A (only comprehensive)
Rating 1 Protection:
N/A (only comprehensive)
Maximum No claim bonus:
N/A (only comprehensive)
Uninsured Motorist Cover:
3000 but must get $1500 back from uninsured driver
Maximum Claims for one event:
$20,000,000
Public liability cover available:
Yes
Death:
No
Legal Costs:
Yes (defending claim only)
Substitute Vehicle Cover:
No
Cover if driver not nominated:
Yes
Ability to choose repairer:
No
Lifetime guarantee on repairs:
Yes
New Car Replacement:
No
Essential Repairs:
No
Emergency Accommodation &/or Transport:
No
Recovery, towing and storage after accident:
Towing
Accident Clean Up:
No
Personal effects covered in Collision &/or theft:
No
Baby Captual & Child Seat:
No
Trailer cover available:
No
Relacement Keys:
No
Rental car following theft:
14 days
Rental car after accident:
No
Restricted Driver Discounts:
No
Windscreen Excess Reduction:
No
Variable excess to reduce premium:
No
Remove excess for a fee:
No
Source:
Online Discount