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What 3rd Party Car Insurance Covers
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In general, car insurance companies offer three types of insurance policies. One is fully comprehensive cover, the second is third party fire and theft, and the last one is known as 3rd party car insurance.

This type of insurance is usually the cheapest type of insurance policy because it covers the bare minimum and its aim is to give you cover against injury to others because of negligence on your part, as well as to make sure that the injured do not lose out financially. It should be noted here though that 3rd party car insurance will not give you any protection if your car is stolen or damaged in an accident caused by you. None of your possessions in the car are covered either.

Many car insurance companies no longer offer this type of cover now. The main aim of this cheap cover is that new and young drivers be able to afford to take out a policy, instead of breaking the law just because they cannot fit it into their monthly budgets. It also makes more sense to get this type of policy instead of a comprehensive one if your car isn’t worth a lot anymore.

Plus, having the option to purchase a cheap type of insurance policy helps to reduce the number of uninsured drivers on the road. If you’re lucky, you might even get some optional extras with your quote. But, never forget to get a quote for 3rd party car insurance by using http://www.quotemywheels.com.au, which is the first Australia site to offer an opportunity to compare policies for features.