| Types of Car Insurance Policies |
| Car Insurance Policies |
| 18 June 2010 |
|
No matter how reliable your car and how good a driver you may be, an accident can happen any time through no fault of your own. The best thing is to be prepared for such a disaster and purchase an option from one of the many car insurance policies available out there. Car insurance policies can be one of three main types usually offered. One is comprehensive cover. This provides protection against loss and damage of almost any kind to your car. It also ensures cover for your legal liability for loss or damage to someone else’s car. Another type of policy available is third party, fire and theft. As the name implies, it gives you cover for any loss or damage incurred by way of theft or a fire, but again it does also cover any legal liability that you may have due to any damage to another person’s car. Car insurance policies are inclusive of a third type called third party. This basically gives you insurance cover for your legal liability when another person’s car is damaged because of you. Sometimes a policy that you purchase will come with a free courtesy car, a separate windscreen cover and breakdown cover. This is most often true in the case of a purchase of comprehensive cover. However sometimes a car insurance company will offer free breakdown cover and other extras with third party cover simply to attract more customers, a strategy that often works. It means you can find different types of insurance policies, but you have to compare them for features. This is where you can use http://www.quotemywheels.com.au/, which is Australia’s first site that helps you compare features of different insurance plans. |


