When you receive a car insurance quote, it may not be what you can or want to pay. For many people, car insurance is a liability that cuts into their monthly expenses and something that they just have to put up with. But it doesn’t have to be so hard: there are many tricks to cut down your car insurance quote  

If you try applying with your existing insurer as a new customer, it will usually produce a cheaper quote than a renewal figure. This is because insurers try to advertise more competitive prices to attract new customers. You can also consider opting to pay a much higher excess than you normally would, something like $500.

A majority of insurance companies tend to lower a car insurance quote if you decide to pay a higher excess because it reduces costs to the company. Another option is buying a new car that comes with free insurance for the next couple of years. To a new car driver, this could be mean a saving of thousands of dollars a year, and is definitely worth a try.  

You could also try another tip. Most fully comprehensive policies come with a feature called ‘driving other cars’. What this means is that you are given third party cover if you start driving someone else’s car, and at the same time reduce your own mileage and hence, the cost of your policy.  Still, you need to compare a few quotes before making a final decision, and that’s where http://www.quotemywheels.com.au/ offers valuable assistance. So, use it!